Outlook Life LLC and Instant Life Quotes to Merge

Fountain Hills, AZ (PRWEB) December 6, 2004 -

Outlook Life LLC and Instant Life Quotes, both subsidiary organizations under Outlook Holding Group, LLC, announced today that the merger of the two insurance companies will be finalized and effective December 1, 2004 at 12:01am. Outlook Life LLC, http://www.outlooklife.com which will be taking on the impaired risk life insurance market, will provide a strong financial base to give consumers a high degree of confidence that Outlook Life will be providing insurance for many years to come. Instant Life Quotes, http://www.instantlifequotes.com will now be diverting its focus to the Instant Insurance industry, which provides those who instantly qualify with a life insurance policy in ten minutes or less.

Outlook Life is a part of Outlook Holding Group, one of the most respected financial organizations in the nation. Together they have a long, successful history with over one thousand customers nationwide and over 40 employees doing business in 50 states and 2 countries. Outlook Life has been doing business as an insurance agency for nearly thirty years acquiring over $ 300 million in life insurance policies in force.

?This change means the next step,? says David Racich, Outlook Holding Group President and CEO. ?We expect that together we can and will be at the top, continuing to provide consumers with affordable insurance regardless of pre-existing health conditions.?

Outlook Life is a global leader in providing the online community with affordable insurance in order to protect their mortgage, business investments, family and more. This new addition means a continuation of quality service in traditional life insurance, as well as in the revolutionary new avenue of instant insurance to meet every consumer?s needs.

About Outlook Holding Group

This unique compilation of life insurance, health savings and financial organizations utilize every angle of the online industry in order to best serve the community both locally and globally. Outlook Holding Group maintains a solid foundation of integrity and fortitude to keep its organizations on the cutting edge of business. OutlookLife.com, OutlookHealth.com, InstantLifeQuotes.com, IMNetwork.us and MDonWeb.org make up the subsidiary organizations within Outlook Holding Group. To learn more about each of these organizations please visit http://www.outlookholding.com.

Contact Information:

Outlook Life

Phone: 866-866-0242

Fax: 866-866-5532

http://www.outlooklife.com

Instant Life Quotes

Phone: 866-866-0242

Fax: 866-866-5532

http://www.instantlifequotes.com

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Florida Health Insurance Consultant Comments on Insurance Bill Stalls, Says Overhaul is Needed

Hialeah, FL (PRWEB) June 25, 2007

Florida lawmakers are supposed to discuss changes to (KidCare), the state’s version of SCHIP, (health insurance) during the special legislative session that began last week, says Morgan Moran, a Florida health insurance consultant. Gov. Charlie Crist, a Republican (R), and other legislative leaders said a bipartisan group of lawmakers this year “introduced a proposal to streamline KidCare” but could not reach an agreement before the legislative session ended last month.

The central disagreement on the insurance bill, was over whether the Department of Health, or the Agency for Health Care Administration should run the new Florida health insurance program. Supporters of the legislation, like Moran, say the “serious differences have been resolved and lawmakers should approve the bill now” rather than wait until the fall, when the Legislature might hold an additional special session.

Health Insurance is one of the main topics for the 2008 presidential campaigns. One says he has a plan to “fix the broken down health insurance industry”, and to provide coverage not only for children and the poor, but every American citizen. Presidential Candidate John Edwards’ health care plan, “includes coverage for all American’s” as well as a drug patent process overhaul. Edward’s said “his proposal would cost $ 90 billion to $ 120 billion annually and that he would fund the plan through the elimination of tax cuts proposed by President Bush”.

Florida health insurance consultant Morgan Moran of http://www.FloridaHealthInsuranceWeb.com said Edwards’ proposal also would “require employers to provide health insurance for workers” or contribute 6% of their payrolls to a fund that would help individuals purchase coverage. More on the story is available at the Florida Health Insurance web site: http://www.floridahealthinsuranceweb.com/News_Edwards_Florida_Health_Insurance.html

About Florida Health Insurance Web

Florida Health Insurance Web is an online source of health insurance agents and insurance carriers covering individuals in the state of Florida. Individuals can get insurance quotes, search rates online by city, read current insurance news and events. For a directory and archive of Florida Health Insurance Consultants, a listing of the best rates and free quotes, please visit http://www.FloridaHealthInsuranceWeb.com.

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HealthInsurance.Net Offers Tips for Avoiding Health Insurance Scams

Miami, FL (PRWEB) January 18, 2010

Recently, two separate health insurance reform bills have passed in the House of Representatives and Congress leaving many Americans concerned about the future of their health insurance and vulnerable to a new set of health insurance scams. HealthInsurance.Net, a comprehensive website for choosing insurance plans for individuals, families and businesses, offers advice to keep families informed and protected from potential health insurance surprises.

?Whenever there is a scare or shift in any industry, some people may rush to capitalize on the misinformation and the public?s lack of knowledge about the new regulations,? says John Alexander of HealthInsurance.Net. ?Medical scams have the potential to be a multi-billion dollar a year industry, you can be sure scammers are already plotting their possible attacks.?

These simple tips from HealthInsurance.Net will help keep families protected from what we believe are some health insurance rip-offs:

Watch Out

-Watch out for some ?discount programs.? Sometimes, health insurance could be fashioned in a ?discount program,? or a ?members only plan? with terms that are hard to believe. These programs may offer a set fee for medical services provided by doctors in their network and some common medical treatments are discounted by the physician. In some cases, doctors may provide these services expecting the patient will need other services not offered on the discount list. The discount program may offer these other services for 20-30% off normal price; however, prices and covered services can be subject to change for any reason, at any time. In some cases patients may go to the doctor under the assumption that the price provided at the time they signed up is fixed, but could end up paying a higher price for such services performed.

-From time to time discount plans may be marketed as actual health insurance, but in some cases they are not, and are not subject to the same regulations or benefits. Also in some cases consumers may find that of the original list of local doctors accepting the card, not all are actually still in business.

This is not to say all discount programs are what we believe to be health insurance rip-offs (most are probably legitimate and valuable programs) however its worth looking into the details to be sure you are getting what is expected from your program.

Health Insurance Brokers

-Health Insurance .net believes Health Insurance Brokers are still a consumer?s best option. Only deal with a licensed health insurance agent. One of the easiest ways to find a quality, local agent is to use an insurance agent network service like the one found at http://www.healthinsurance.net. These services provide quotes from multiple health insurance companies, rather than only one or two companies that may be provided from another source. This ensures all the best options are available.

-A traditional health insurance plan is the best choice for protecting a family?s health and financial future. A discount card plan may not cover all medical emergencies, and buying a product without having all the facts could lead to surprises. Don?t be a victim.

Don?t be Taken Advantage Of

-We believe the easiest way to reduce your chances of being taken advantage of is to be informed. A free, downloadable guide that outlines many of the differences in today?s health insurance plans is available at http://www.HealthInsuranceBook.org.


Make a list: Families should compile a complete list of who needs coverage and what type of coverage they will need, i.e. coverage of doctor visits, prescriptions, and pregnancies. In the list include ages, height, weight, and medical conditions or prescriptions currently and recently taken. Families should then determine a budget that is realistic.

After receiving quotes from an online broker, review each benefit. Compile a list of all questions or concerns, and return to the insurance agent. The agent is there to provide custom health insurance for each family?s needs. Health insurance coverage is probably one of the most important purchases that a family can make, be sure that the plan will work now and in the future.

Following these simple tips will ensure quality, scam-free coverage. For more information please visit http://www.healthinsurance.net

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Quote Broker California Health Insurance Brokerage Receives National Award

Arlington, VA (PRWEB) March 16, 2010

The Leading Producers Round Table (LPRT) of the National Association of Health Underwriters is proud to announce that Quotebroker Insurance Services has qualified to receive the association?s prestigious Golden Eagle Award. The Golden Eagle Award is the highest recognition bestowed upon an individual who has demonstrated professional excellence in the sale of health insurance.

The National Association of Health Underwriters represents 20,000 professional health insurance agents and brokers who provide insurance for millions of Americans. NAHU is headquartered in Arlington, VA. For more information, please call Kelly Loussedes at 703-276-3835 or e-mail kloussedes(at)nahu(dot)org.

QuoteBroker Insurance Services is an independent California Health Insurance brokerage firm, specializing in providing affordable individual health insurance, family health insurance and group health insurance quotes. Quotebroker provides free instant health insurance quotes online 24/7. Consumers have the ability to shop for health insurance from all leading California insurance companies using the same technology industry insiders use to compare health insurance plans, benefit features and monthly premiums. All major health insurance companies are represented, all of which are competing for your online business. QuoteBroker?s unbiased approach to shopping for medical insurance provides consumers with the ability to always locate the best health insurance plan for their family or small business.

In addition to QuoteBroker?s valuable online health insurance shopping service, their offices also provides comprehensive employee benefit consulting services to all size businesses and associations. Additional insurance product offerings include; Student Health Insurance, Senior Health Insurance-Medi-Gap, aka. Medicare Supplement insurance, Disability Income protection, Long Term Care insurance, Critical Illness insurance, High Risk guaranteed issue health insurance and specialty plans developed for their large business and association clientele.

Quotebroker is licensed to sell health insurance and other lines of coverage products in multiple states; however their specialty is California Health Insurance, Association Benefit Marketing and Employee Benefit Consulting.

To learn more or to receive an instant California Health Insurance quote, visit the Quotebroker Health Insurance Services website at [http://www.quotebroker.com or call them toll-free at 800.783.0802 for further information about any of QuoteBroker’s insurance products and services.

Media Contact:

Quote Broker Health Insurance Services

Anita Lopez

661-702-1755

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ahm recognised for Best Private Health Insurance Packages by smartinvestor magazine

(PRWEB) July 28, 2011

ahm Health Insurance has been rated by the Australian Financial Review?s smartinvestor Magazine as having some of the best private health insurance packages in Australia.

Products recognised in smartinvestor Magazine?s July edition were ahm?s combined hospital and extra packages and were chosen for their competitive premiums and high levels of coverage with very few exclusions.

Each package was analysed to see which best met the needs of a young and single person, a family with children and a established couple with the top five in each state receiving recognition.

ahm Health Insurance received an impressive seven ?Best? mentions across Australia.

In the magazine?s ?Young and Singles? category, ahm?s ?Essential Hospital Level 5 + Lifestyle Extras? package was in the top three in New South Wales/ACT, South Australia, Tasmania & Victoria.

In the ?Growing Family? category, ahm?s ?Top Hospital 5 + Family Extras? was in the top three for Victoria, while in the ?Older Couple? category, their ?Essential Hospital Level 5 + Family Extras? was also in the top three in Queensland and Tasmania.

According to Executive General Manager Dean Tillotson, since the smartinvestor Magazine assessment was undertaken, ahm has removed all 2 & 6 month waiting periods on all Extras covers.

This means ahm Health Insurance members no longer have to wait to claim on things like routine dental, physiotherapy, chiropractic, optical and remedial massage.

?We are all extremely proud that ahm continues to earn a reputation as an industry leader in providing a wide range of products designed to provide member value,? Mr Tillotson said.

?For 40 years now, ahm Health Insurance has been providing our members with excellent service combined with comprehensive benefits and competitive prices.?

About ahm Health Insurance

ahm is the eighth largest health insurance provider and has been caring for the health of Australians for more than thirty five years. In addition to the provision of health insurance, ahm has developed and delivers innovative health management programs. We employ health professionals covering key disciplines including nursing, exercise physiology, dietitians and fitness to deliver these programs.

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Array Health Now Offering its Private Exchange? to Health Insurers

Seattle, WA (PRWEB) December 21, 2010

Array Health, a software and services company specializing in health insurance Exchanges, is now selling its Private Exchange? to health insurers.

The Array Health Private Exchange? enables insurers to quickly deploy a custom-branded insurance Exchange. It marries an account-based employer benefits plan to a insurer?s individual health insurance plans and other ancillary products. Employers can use the Private Exchange? to manage their benefits plan. Employees can use it to select, apply, and enroll in the individual health plan and ancillary products that best meet their needs. The Private Exchange? allows insurers to preserve many advantages of the traditional group model, while retaining members, maintaining lower member acquisition costs, and building healthy risk pools.

?Health insurance insurers are seeking proven ways to prepare for and eventually compete with the state insurance Exchanges,? says Jonathan Rickert, CEO. ?We are thrilled to be offering our Private Exchange? to help insurers in this rapidly changing post-health-care-reform world.? The company had previously sold its Private Exchange? exclusively to employers through insurance brokers.

Under health care reform, states are required to establish insurance Exchanges that support both consumers and employers. These Exchanges present two problems to insurers. First, there is a threat that the State Exchanges will erode existing fully insured membership. As employers shift to offering coverage through State insurance Exchanges, the incumbent insurer will lose members, since employees will be able to choose from competing insurers? plans. Second, it will be hard for insurers to succeed in the state insurance Exchanges due to adverse selection, plan commoditization, and higher member acquisition costs.

?The insurer response to the Private Exchange? has been tremendous. As a result of health care reform, our proven product and unique expertise are more relevant today than ever before. We?re very excited to be working with insurers on the opportunities created by health reform,? says Christopher Moneta, Director of Business Development.

About Array Health

Since 2006, Array Health has been managing Private Exchanges? for employers ranging in size from 5 to 1,000 employees. From facilitating employee policy selection and application, to employer billing, census management, and administration, Array Health?s proprietary platform enables carriers to roll out and operate a Private Exchange?.

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Nearly 65? Save Money with Short Term Health Insurance

St Louis, MO (PRWEB) January 20, 2006

Wavehelp.com, the unique online seller of short term medical insurance, is helping individuals aged 64 to save money using temporary health insurance. As a special bonus, for every policy purchased through the Wavehelp.com web site, a chartable donation will be made to aid victims of large water inundations.

Persons over 64 but not yet 65 can save on health insurance costs by purchasing short term medical coverage until Medicare begins. Medicare is required to accept individuals having any medical condition effective the first day of the month in which they turn age 65. Many individuals not yet qualifying for Medicare can save money with temporary health insurance during that last year before Medicare.

Typically, temporary medical coverage is used as a bridge from one health insurance plan to another, such as when a person leaves one job and has not yet qualified for the group plan at a new employer or when a person ?graduates? from their parent?s plan but is not yet employed. Individuals approaching Medicare age, transitioning from their present permanent health coverage to the permanent health coverage provided under Medicare, can save by switching to a short term (less than one-year) health insurance plan. For most, the cost of coverage under a short term policy is substantially less than the cost of regular permanent coverage.

It?s not for everyone. Short term plans can only be in force for six months up to one year, depending on the state of residency. Those who have pre-existing conditions will not have coverage for those conditions under a short term plan. However, if there are no pre-existing conditions at the time of enrollment or if pre-existing conditions are minor and inexpensive, the savings can be great.

For additional information on short term medical insurance, to determine eligibility, or to get a quote with no cost or obligation visit http://www.wavehelp.com.

About Wavehelp.com:

Wavehelp.com was developed by Insurance Executive Wayne Mosher in 2005 to aid to the victims of the tsunami that hit southern Asia on December 26, 2004. Since then, its reach has been expanded because of other examples of nature?s wrath including the hurricanes that hit the southern coastal regions of the United States in 2005.

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Now Getting Insured is Affordable and Accessible with Plan Rover

Florida, TX (PRWEB) September 17, 2008

Increased in monthly premiums and limited benefits have kept millions of Floridians away from getting insured with a health insurance plan. If you are one of the millions in Florida without coverage and desperately looking for a health care plan, it is recommended to evaluate Plan Rover’s health insurance plans. Plan Rover’s health insurance policies in Florida “have great coverage for all and guaranteed at prices everyone can afford,” said Melvin Ross, a representative of PlanRover.com.

Today, Florida is known to be one of the highest populous states in the United States and the growing number of uninsured people may affect Florida health insurance benefits and rates. To prevent people from paying higher premiums and receiving lower benefits, http://www.PlanRover.com introduces affordable health insurance plans throughout the United States in association with numerous major insurance companies in Florida. “Plan Rover’s health insurance plans seem to be getting public attention quickly,” commented Melvin Ross. “If you are one of the uninsured Americans, or if you don’t like the coverage you have, you will have a choice of health insurance plans at PlanRover.com to choose from, and coverage will be affordable.”

The new array of choices offered by Plan Rover’s health insurance plans can provide benefits which include individual health coverage, group health coverage, student health coverage, temporary health coverage, small business health coverage and dental coverage. Thousands of families and individuals, along with Florida’s major employers have discovered Plan Rover as a major insurance carrier that offers affordable health insurance plans tailored to different individual needs. In short, it is an insurance technology working for individuals, small businesses and employers in the state of Florida. Individuals can get insurance quotes, search rates on line and read current insurance news and events, – all in one platform. This ensures that purchasing a health insurance policy through PlanRover.com is an informed decision and guarantees the best deal.

About Plan Rover: Plan Rover is a leading on line insurance agency that offers comprehensive health insurance policies to a large network of people throughout the United States. By using the latest and most efficient insurance processing and quoting technology, the portal provides information to the fingertips of people seeking new coverage or changes in their current policies.

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Reducing the Number of Uninsured Through Education

(PRWEB) March 3, 2005

Late last year the federal government announced that over 11 million Americans with a family income over $ 50,000 have no health insurance. This report was based on 2004 census data. A new report issued February 28, 2005) by the Employee Benefit Research Institute (EBRI) figure puts the number at 7.9 million. Both calculations are based on the same census data but the EBRI concludes that some sampling error distorted the government calculation. This figure is important because it generally represents the group that could afford health insurance, but either chooses to be uninsured or does not know about the affordable health insurance options that are available. This higher income group represents about a quarter of all U.S. individuals without health insurance. The overall number of middle-income individuals who could afford health insurance but do not make the decision to purchase insurance is estimated at about 20 million, or about half of all of those without health insurance.

Other previously reported data indicates that most middle-income people in this uninsured category are in a temporary life transition and are without health insurance for only a short period of time. The situation may be caused by changing jobs, graduating from school, satisfying waiting periods on group insurance, starting a business or waiting for Medicare coverage to begin. MedSave.com specializes in providing low cost temporary health insurance online to the individuals in this category. MedSave.com spends a significant part of its marketing efforts publishing educational information to show that high quality affordable health insurance options are available to most people through online enrollment services.

Regardless of the actual number of uninsured people in this group, most observers agree that it would be far less expensive to educate uninsured individuals about the options available and the risks of being uninsured than to adapt a federal program that would require that those individuals be covered by health insurance. This group is best served by educational programs about health care financing options and promotion of affordable and available health insurance plans rather than legally mandated managed health care programs.

MedSave.com points out that about half of personal bankruptcies are triggered by uninsured catastrophic medical claims but that most Americans in this risk class can purchase high deductible catastrophic health insurance for less than $ 100 per month that would prevent such financial disasters.

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Texas? Highpoint Insurance Group Launches Interactive Virtual Insurance Office and Accompanying Digital Marketing Initiative

Houston, TX (PRWEB) August 12, 2011

The agency?s innovative website, http://www.hpigrp.com, was created to make the overall online insurance shopping experience not only easier, but much more educational and intuitive. The site is divided into clear commercial product categories, making it nearly effortless for its Texas insurance shoppers to find exactly the type of insurance they are looking for, and better yet, it allows visitors to take a much more proactive approach to better understanding their commercial insurance policy options.

Perhaps a prospect is searching for business necessities, such as Texas commercial property insurance and affordable Texas general liability insurance or even a tailored Texas workers compensation package. Well then rest assured; Highpoint Insurance Group has the needs of all business owners covered! The agency is even an expert when it comes to providing distinct coverage options such as strategic commercial solutions for green businesses, technology firms, health care facilities and more! Whether an individual is simply shopping around or has particular questions regarding their current policy, http://www.hpigrp.com provides current and prospective customers with multiple ways to contact the agency. Fill out a free quote form, get social with their experts on various social media sites or just give them a call at 1-877-730-8221.

Highpoint Insurance Group aims to make the insurance shopping process as simple as possible for business owners across the state. The agency is thrilled to move forward with the initiation of their modernized digital marketing strategy and has high expectations for the ease it will bring its Texas consumers.

Highpoint Insurance Group has partnered with Astonish Results, LP an insurance agency marketing and training company which specializes in modernizing the independent insurance industry, to create a ground-breaking new online marketing campaign. This bold new marketing strategy features an interactive ?Virtual Insurance Office? and custom ?Virtual Insurance Agent? which is meant to increase consumer engagement as well as provide the visitor with a more personal and educational experience. The Astonish Results campaign is also intended to help Highpoint Insurance Group both find and keep new, prospective customers, allowing the Texas insurance agency to successfully grow their book of business.

About Highpoint Insurance Group:

Highpoint Insurance Group is an independent Texas insurance agency founded on the guiding principles of integrity, honesty and taking a leadership role in the community. The agency strives to offer the highest quality customer service, and take pride in creating long standing relationships with each and every client. With Highpoint Insurance Group each client is actually presented with choices. The agency represents many companies and has the ability to customize each client?s coverage. Highpoint Insurance Group is on your side when it comes to finding the best commercial insurance from Dallas to Houston.

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